C2P Fasttack Module for Integration with the
Click to Pay Service into Banking Infrastructure.

E-commerce is growing, and with it customer expectations for payment speed and security. Click to Pay, created by international payment systems including Visa, Mastercard, and American Express, has become the global standard for online payments without entering card details.

For a bank, this is not just a new service — it is an opportunity to increase transaction revenue, enhance competitiveness, and offer customers a modern digital experience.

The C2P Fasttack module provides full technological integration of Click to Pay into banking infrastructure. It is a ready-made solution that allows connection to the Secure Remote Commerce (SRC) standard without lengthy internal development and complex integration projects.

Integration of the C2P Fasttack module minimizes the workload on the bank's IT teams. The platform supports API interaction with VISA and Mastercard systems, is compatible with existing processing systems, and can be deployed within the bank's infrastructure. This enables a fast market entry with a new service and allows the focus to remain on business outcomes rather than complex technical details.

For a bank, implementing the Click to Pay service means increased online payment conversion, growth in card product turnover, and a reduced abandonment rate during checkout. A simplified customer journey without re-entering card details directly impacts the number of successful transactions and, accordingly, the profitability of the card business.

Cartsys acts not only as a software vendor, but as a technology partner that supports the bank at every stage of implementation — from integration to compliance with international payment system standards.

The C2P Fasttack module is a fast and secure way to integrate the global online payment standard into the banking ecosystem and strengthen the bank's position in the digital financial services market.

How Click to Pay Works

Integrator:

• The merchant uses a Payment Service Provider (PSP) to integrate with MasterCard payment solutions;
• The merchant uses a Payment Service Provider (PSP) to integrate with Visa payment solutions.

Integration Solutions:

• Payment solution for MasterCard: Click to Pay for MasterCard cards;
• Payment solution for Visa: Click to Pay for Visa Cards.

Click to Pay:

Secure online payments and checkout.

Participating Issuer (PI):

Allows consumers to register in the Click to Pay system.

Digital Card Facilitator (DCF):

Registers consumers and stores the digital card.

Card Registration

1. The user registers their cards in the system (via the bank's website, partners, or during the first payment through Click to Pay).

Payment

1. At the payment method selection stage, the user clicks the Click to Pay icon.
2. An email address is entered or confirmation is received via SMS/Push notification.
3. After confirmation, the payment is processed instantly.

Integration for Merchants

1. Merchants only need to integrate the SRC standard into their websites or applications.
2. The interface adapts to the store's brand while maintaining consistency for customers.